Terms of Service

Last updated: August 19, 2026

1. Acceptance of terms

By downloading, installing, or using Spend Clock, you agree to these Terms of Service and our Privacy Policy.

2. The service

Spend Clock provides expense tracking, time tracking, and related reporting/invoicing tools. A Free tier and a paid "Spend Clock Pro" subscription tier are available, as described in-app and on our Pricing page.

3. Subscriptions & billing

• Spend Clock Pro is billed monthly or annually through Google Play Billing.
• Subscriptions renew automatically unless cancelled at least 24 hours before the renewal date, via Google Play's subscription management.
• Refunds are handled per Google Play's standard refund policy; we do not process refunds directly.
• Prices are shown in INR and may be adjusted with advance notice.

4. Your data and content

You retain ownership of the financial and time-tracking data you enter into the app. We do not claim ownership over your transactions, receipts, projects, or invoices.

5. Acceptable use

You agree not to use Spend Clock for unlawful purposes, to attempt to reverse-engineer or disrupt the app, or to misuse the invoicing feature to generate fraudulent documents.

6. Disclaimer

Spend Clock is a personal finance and productivity tool, not a substitute for professional accounting, tax, or legal advice. Calculations (tax, GST, profitability) are provided for convenience and should be verified independently for filing purposes.

7. Limitation of liability

Spend Clock is provided "as is." We are not liable for financial decisions made based on data or reports generated by the app, or for data loss not covered by your own backups.

8. Termination

You may stop using the app and delete your account at any time. We may suspend accounts that violate these terms.

9. Changes to these terms

We may update these terms as the app evolves. Continued use after changes constitutes acceptance.

10. Contact

Questions about these terms: legal@spendclock.app